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May 22, 2024
Lender Offers for Ivey Buyers
Take Advantage of Programs Designed for You
Ivey Homes has compiled a list of some of the best offers available today to help you save on your new home loan. Read below to see what offers fit your needs and long-term goals.
Ivey Partnership with BankSouth
Who Offers It:
Ivey Homes & BankSouth
Benefits:
- 1% of loan amount towards closing costs OR interest rate buydown from BankSouth
- An additional .5% from Ivey Homes
Requirements/Qualification:
- Must use preferred lender (BankSouth)
- Valid on select finished inventory homes
- Only available on:
- New contracts as of 6/5/2024
- Home must close by 7/31/2024
Loan Officer Contact Information:
Sharon Simons | 706-825-9477
How to Apply:
Contact Ivey Community Sales Agent for Home Details: 706-840-8573
Payment Protection
Who Offers It:
Guild Mortgage
Benefits:
- Buyers purchase new home at today's rates. When rates drop, can refinance to lower payment.
- Guild will waive lender fees on the refinance
- Could use on any Ivey quick move-in home
Requirements/Qualification:
- See lender for more information
Loan Officer Contact Information:
John Lindberg
706.726.7726
john.lindberg@guildmortgage.net
How to Apply:
www.guildmortage.com/johnlindberg
Builder Extended Rate Lock
Who Offers It:
Guild Mortgage
Benefits:
- Up to 360 days rate lock
- One time float down option:
- Can float down to current market between 15-30 days prior to closing with full loan approval if rates lower
- Program fee gets applied to closing costs (see below)
- Applies to a wide range of loan types (see below)
- Great for those looking to select their own home site and build an Ivey home
Requirements/Qualification:
- Upfront lock-in fee extends lock period for new construction purchases
- Fee applies towards closing costs at time of closing
- Financing options that pair with this offer:
- Conventional, FHA, VA, and USDA loans
- Available on primary, secondary homes and investment properties
Loan Officer Contact Information:
John Lindberg
706.726.7726
john.lindberg@guildmortgage.net
How to Apply:
www.guildmortage.com/johnlindberg
5% Interest Rate: GA Dream Veterans Assistance Peach Select
Who Offers It:
Guild Mortgage
Benefits:
- Competitive interest rate first mortgage
- Can be combined w/ other local down payment assistance programs
- Borrower only needs to contribute minimum of $500
Requirements/Qualification:
- Available only on Georgia homes (a great offer for Caroleton townhome buyers!)
- Available to qualified veterans:
- Minimum 640 credit score
- Must be first-time homebuyer (unless purchasing in targeted area; see lender)
- Income and purchase limits apply (see lender)
- Homebuyer education component required
Loan Officer Contact Information:
John Lindberg
706.726.7726
john.lindberg@guildmortgage.net
How to Apply:
www.guildmortage.com/johnlindberg
Disclaimer: All loan types and programs require buyer to qualify for mortgage loan per individual lender guidelines. Lender guidelines, program requirements and rates are subject to change without notice. Ivey Homes incentives and home prices subject to change.